Unified Account Management

Taxable Account
  • Annual tax consequences for all income
  • Estate considerations
  • Accumulation, distribution or gifting phase
  • Different types of IRAs require different investment strategies
  • Alternatives provide both advantages and disadvantages
  • Accumulation or distribution phase
  • Identify which IRA is the preferred account for each investment type
Taxable Account 2
  • Other taxable accounts, including those held at different financial institutions
  • Spousal accounts, trust accounts, children accounts
Portfolio Management
  • Investment strategy: market trading, passive investing, fundamental analysis, technical analysis
  • Asset classes: Cash, bonds, stocks, funds, options, real estate, others
  • Asset Allocation: tactical re-balancing decisions based on changing market conditions versus annual re-balancing to re-align portfolios
Advice and Investor Resources
  • Investment research and analytics
  • Professional investments advice
  • "Cocktail party chatter"
Portfolio Goals
  • Growth, income or balanced
  • Risk vs. return trade-offs
Risk Tolerance
  • Emotional temperment
  • Age / time horizen
  • Sources of wealth and income
  • Liquidity, marketability
United Account Management
  • When I review my investment accounts can I do so in both a specific, as well as, collective way?
  • Are my investment accounts constructed to meet my risk and return profile, both individually and collectively?
  • Are my investment decisions considering the many dynamic tax implications associated with multiple portfolios?
  • When I rebalance my portfolios, do I realign my portfolios in a manner that optimizes my overall performance, while minimizing my overall risk?
Click here to download our free 30 day trial version to see how Investment Account Manager can help you improve your portfolio management skills.